Insurers Shift Cost Burdens to Homeowners

The News Review:

- Insurers Shift Cost Burdens to Homeowners
- Report – Living with natural whims: Hurricane Sidr and an afterthought…
- Thanks given at ‘tornado church’
- End of Hurricane Season Party and Conch Republic Pirate’s…
- Greenhouse Gases Rise From Forests Damaged by Katrina
- Unreal Tournament 3

Insurers Shift Cost Burdens to Homeowners
New York Times – Nov 23, 2007
The property insurance industry including home auto and commercial coverages reported a record profit of $44 billion in 2005 even after paying $41 billion in damages from Katrina. The industry set another record for profit in 2006 at $64 billion. And as a second hurricane season is coming to an end without a hurricane hitting the coasts 2007 is shaping up to be another lucrative year. The changes in insurance coverage have been gradual. They are spelled out in the revised policies. But few homeowners read their policies and they are often unaware that coverage has been reduced until they are faced with making repairs or rebuilding their homes. In most of the country reduced coverage is much more of a burden than rising premiums… The insurers do not cover flood damage and their policies say so. But most policies also contain clauses that rule out payment for wind damage that occurs in combination with flooding. Many homeowners could not accept that flooding caused by hurricane winds could cancel out the battering by high winds that their homes suffered for hours before the water arrived. And they took their insurers to court. But a federal appeals court recently ruled that the insurers were within their rights to deny payments in those circumstances. Besides many angry customers the insurers are facing federal and state investigations and a lawsuit by the attorney general in Louisiana into their coverage and claims-paying practices. In a lawsuit filed this month Charles C.

Report – Living with natural whims: Hurricane Sidr and an afterthought…
Free with registration – UNB – United News of Bangladesh – AccessMyLibrary.com – Nov 23, 2007
By: Towheed Feroze November 23 (Dhaka Courier): It does not take a specialist to realise that the country is in a state of shock. Life in the capital may be going on smoothly but in the human psyche Sidr has left a lasting wound. Everyday as grim images on the TV show us decomposed and bloated bodies in the paddy fields and as we harden ourselves to tolerate the wailing of people who have lost their close ones as well as their homes we are faced one more time with a relation between Bangladesh and natural whims. Sidr has caused widespread damage not only to the whole southern part of the country but has also ravaged the ecological balance of the Sunderbans the largest mangrove forest in the world.

Thanks given at ‘tornado church’
KVUE – KVUE – Nov 23, 2007
But for the members of Valley Missionary Baptist Church it’s sacred ground. "[It's going to be a] bigger better [church] and better people for it" Sanders added. The 58-year-old church was essentially blown away by a tornado in April. "All we saw were three of the four walls standing and the pews" said Dennis Wise from the church. With the daunting task of rebuilding before them the church and community came together. "We’re so thankful for them. They came out in droves.

End of Hurricane Season Party and Conch Republic Pirate’s…
highbeam.com – Nov 23, 2007
find Solares Hill articles. Admiral Finbar the High Command of the Conch Republic Military and the Pirates in Paradise Crewe invite one and all to.

Greenhouse Gases Rise From Forests Damaged by Katrina
Environment News Service – Nov 23, 2007
“The carbon that will be released as these trees decompose is enough to cancel out an entire year’s worth of net gain by all U. And this is only from a single storm” says Chambers lead author of an article detailing the team’s findings “Hurricane Katrina’s Carbon Footprint on Gulf Coast Forests” published in the November 16 issue of the journal Science.

Unreal Tournament 3
bit-tech.net – Nov 23, 2007
Going by our impressions we?d have to say that that isn?t true. We moved over onto the other PhysX level the massively hyped one which has a tornado in it. The results were the same and the framerate still made the game unplayable even without any bots playing. It was possible to see the potential strength of the PhysX system here ? there was a huge amount of objects swirling around in the tornado and being thrown around. Watching the tornado rip off a load of metal panels from a building was fun too. However again some of the interactions were clearly flawed.

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